Personal Loans

We offer loan services to meet a variety of needs. We all need money from time to time, let one of our knowledgeable staff members help with your financial needs.

Sterling Bank is here for You!

Contact Sterling Bank today!

Auto Loans 

Whether it's your first car or a dream car, Sterling Bank offers lending products to purchase or refinance a new or used vehicle.

Get the Vehicle You Want! 

Our lending staff is ready and available to discuss your auto loan needs. 

Contact Sterling Bank today! 

Boat Loans

Hit the water with a boat loan from Sterling Bank. 

Smooth Sailing with Sterling! 

Whether you are purchasing a river boat, mega yacht, luxury sailboat, or refinancing your existing loan, Sterling Bank can design a financing program to meet your unique needs.

Contact Sterling Bank today!  

Home Mortgage

Sterling Bank takes the hassle out of home buying! Whether purchasing a new home or refinancing your existing home, let us help you find a mortgage plan to fit your budget.

Adjustable Rate Mortgage 

Adjustable rate mortgages offer home buyers lower initial interest rates that periodically adjust according to the rate index. We can make home buying affordable! 

  • Conventional Mortgage Loans
  • Adjustable Rate Mortgage Loans

Contact Sterling Bank today!  

Home Advantage Mortgage Product

  • Long term fixed rates available
  • Low Downpayment*
  • Consumers only
  • 1-4 Family Dwellings only
  • Dwelling must be located in the Bank’s assessment area**
  • The Dwelling must be located in an low- moderate-income census tract or the borrower(s) must be considered low- moderate- income borrowers (income < 80% of median income).**

*Terms and restrictions apply
**See bank for details

Contact Sterling Bank today!  

Secondary Market

Sterling Bank offers home buyers the most competitive rates and personalized service subject to credit approval.

  • FHA Loans
  • Rural Development Loans
  • First Time Home Buyers
  • Long term fixed rates available

Sterling Bank offers home buyers the most competitive mortgage rates and personalized service.

Contact Sterling Bank today! 

Construction Loans

With flexible terms and competitive rates, Sterling Bank can give you fast answers with fast closings.

Build your dream with a Sterling Bank construction loan!

You’ll save time and money with one closing, one set of closing costs with a construction loan. Construction to permanent loans are also available with our fixed-rate or adjustable-rate mortgages.

Contact Sterling Bank today!  

Home Equity Lines of Credit

Using the equity in your home as collateral, let us help you finance your dreams. With competitive interest rates and minimal closing cost, let Sterling Bank give you Good Answers, Fast Answers and Local Answers. 

Low rates, easy access to funds to improve your home!

This flexible line of credit is an easy way to get the money you need to cover almost any expense. It can be used for home improvement, remodel, vacation, large purchases, debt consolidation.

Contact Sterling Bank today!  

Home Refresh

With a Home Refresh Loan, you can make the needed improvements to your home with loan amounts as low as $1,500.00 to a maximum of $10,000.00.

Let us help you with your Home Improvements!

Contact Sterling Bank today!

*Property location and income restrictions apply.  Consumer accounts only. Loan is subject to credit and underwriting approval

Credit Builder

Do you need help establishing credit and saving money? Our Credit Builder loan is a great way to begin establishing credit while saving money! Ask us about our Credit Builder Certificate of Deposit (CD) Loan.

We are here to help you!

Contact Sterling Bank today!

*Consumer accounts only. Minimum of $300. Loan is subject to credit and underwriting approval.

All loans are subject to credit approval