Checking
Every new personal checking account includes:
- FREE Debit Card
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile Banking with Mobile Deposit
- FREE eStatements
- FREE ATM Anytime, Anywhere fee refunds
- Thank You Gift
- Sterling REWARDS
Completely Free Checking*
We have the account you’ve been looking for! A FREE account for everyone!- No minimum balance
- No monthly service charge
Convenient Interest Checking*
Earn interest with the convenience of direct deposit or any automatic payment!- One FREE box of standard wallet checks each year
- Competitive interest
- No minimum balance
- No monthly service charge
Fabulous 50 Interest Checking*
A perfect account for customers 50 and over!- One FREE box of standard wallet checks each year
- Competitive interest
- No minimum balance
- No monthly service charge
Platinum Interest Checking*
An account for those interested in higher interest!- One FREE box of standard wallet checks each year
- Competitive interest rate with a balance of $2,500 or more
- Only $6 monthly service charge if minimum balance falls below $2,500
Completely Free Checking
Earns interest
Monthly service charge
$0
No minimum balance

One FREE box of standard wallet checks each year
Convenient Interest Checking
Earns interest

Monthly service charge
$0
No minimum balance

One FREE box of standard wallet checks each year

Fabulous 50 Interest Checking
Earns interest

Monthly service charge
$0
No minimum balance

One FREE box of standard wallet checks each year

Platinum Interest Checking
Earns interest

Monthly service charge
$6
if minimal balance falls below $2,500
No minimum balance
One FREE box of standard checks each year

*Minimum opening deposit is only $50. Non-sufficient funds, overdraft, and other fees as disclosed in the fee schedule may apply. Open a personal checking account and earn a $15 Thank You Reward with your initial deposit of $50. The Thank You Reward will be credited to your account within 5 business days of Account Opening. You can earn a $15 ACH/Direct Deposit (third party) Reward when $500 or more is credited to your Account, a $15 reward with your initial enrollment in eStatements online for any personal checking account and a $15 reward when you have 12 or more debit card transactions post to your Account. The reward(s) must be earned within 45 days of Account Opening. The reward(s) will be credited to your Account the next business day following the 46th day of Account Opening. The rewards are available for a limited time. Bank rules and regulations apply. The Annual Percentage Yield for the Platinum Interest Checking is 0.10%. A minimum balance of $2,500 is required to obtain the stated Annual Percentage Yield. The Fabulous 50 Interest Checking Annual Percentage Yield is 0.05%. The Convenient Interest Checking Annual Percentage Yield is 0.05%. The Annual Percentage Yields are accurate as of October 11, 2023. Rates are subject to change after Account Opening without notice. Fees on any account could reduce earnings.