Online Banking

Checking

Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposit
  • FREE eStatements
  • FREE ATM Anytime, Anywhere fee refunds
  • Thank You Gift
  • Sterling REWARDS

Completely Free Checking*

We have the account you’ve been looking for! A FREE account for everyone!
  • No minimum balance
  • No monthly service charge

Convenient Interest Checking*

Earn interest with the convenience of direct deposit or any automatic payment!
  • One FREE box of standard wallet checks each year
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Fabulous 50 Interest Checking*

A perfect account for customers 50 and over!
  • One FREE box of standard wallet checks each year
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Platinum Interest Checking*

An account for those interested in higher interest!
  • One FREE box of standard wallet checks each year
  • Competitive interest rate with a balance of $2,500 or more
  • Only $6 monthly service charge if minimum balance falls below $2,500

 

 

Completely Free Checking

Earns interest

Monthly service charge

$0


 

No minimum balance

Checkmark

One FREE box of standard wallet checks each year

Convenient Interest Checking

Earns interest

Checkmark

Monthly service charge

$0


 

No minimum balance

Checkmark

One FREE box of standard wallet checks each year

Checkmark

Fabulous 50 Interest Checking

Earns interest

Checkmark

Monthly service charge

$0


 

No minimum balance

Checkmark

One FREE box of standard wallet checks each year

Checkmark

Platinum Interest Checking

Earns interest

Checkmark

Monthly service charge

$6

if minimal balance falls below $2,500

No minimum balance

$2,500 to earn Platinum Interest Rate

One FREE box of standard checks each year

Checkmark

*Minimum opening deposit is only $50.  Non-sufficient funds, overdraft, and other fees as disclosed in the fee schedule may apply.  Open a personal checking account and earn a $15 Thank You Reward with your initial deposit of $50.  The Thank You Reward will be credited to your account within 5 business days of Account Opening. You can earn a $15 ACH/Direct Deposit (third party) Reward when $500 or more is credited to your Account, a $15 reward with your initial enrollment in eStatements online for any personal checking account and a $15 reward when you have 12 or more debit card transactions post to your Account.  The reward(s) must be earned within 45 days of Account Opening.  The reward(s) will be credited to your Account the next business day following the 46th day of Account Opening.  The rewards are available for a limited time. Bank rules and regulations apply.  The Annual Percentage Yield for the Platinum Interest Checking is 0.10%. A minimum balance of $2,500 is required to obtain the stated Annual Percentage Yield.  The Fabulous 50 Interest Checking Annual Percentage Yield is 0.05%.  The Convenient Interest Checking Annual Percentage Yield is 0.05%.  The Annual Percentage Yields are accurate as of March 1, 2021. Rates are subject to change after Account Opening without notice. Fees on any account could reduce earnings.